14 Frugal Yet Fabulous Mother’s Day Gifts

mdgarden-smYou don’t have to spend a fortune on Mother’s Day gifts! Here’s 14 fabulous ways to make her day:

1. Cook your mom a delicious meal instead of taking her to a restaurant. You can put together breakfast-in-bed, an elegant brunch, or a special dinner for a fraction of the cost of dining out. (Even if you’re not a culinary whiz, she’ll appreciate your efforts!)

2. Instead of splurging on an overpriced bouquet, take your mom to the park, or local horticultural center, to admire the spring blooms. This time of year, public gardens are planted with a gorgeous array of flowers, including tulips, lilies, and daffodils. Enjoying live flowers is more frugal, and environmentally-friendly, than purchasing cut ones.

3. Dig through your family photographs, and select pictures of you (and your siblings) from your childhood years through the present. Scan them into your computer, create a digital slideshow, and burn a DVD to give to your mom. For less high-tech moms, arrange them into a pretty album (you can print them in sepia tones, or black-and-white, for an elegant look).

4. Write your mom a poem or a personal letter. Words from your heart are far more touching than a greeting card or store-bought gift.

5. Give your mom the gift of your time. Offer to do household chores or maintenance tasks, or share your skills and expertise. For a formal flourish, present her with handmade coupons for your “services”—like washing the windows, waxing the floor, or installing software on her computer.

6. Wash your mom’s car. In addition to a good soap and rinse, vacuum and wipe down the interior. It’s a great way to make your mom’s day without spending a dime!

7. Give your mom a beauty sampler. Spend an afternoon at the mall, and visit the cosmetic counters of every department store. Collect all the free samples you can—like high-end hand creams, eye shadows, lip balms, lotions, and miniature perfumes—and assemble them into a cute container.

8. Put together a “spa basket” for your mom. Bath salts, body lotion, loofahs, and other pampering products can be obtained inexpensively at your local drugstore. Arrange them in a pretty basket, and tie with a colorful ribbon. It’s much less costly than a gift certificate to a local spa.

9. Put together a “gourmet basket” for your mom. Pick a theme, obtain items inexpensively from the grocery store, arrange them artfully in a basket, and top it off with a decorative ribbon. Some themes include a pancake breakfast (gourmet pancake mix, maple syrup, preserves, and coffee beans), high tea (a selection of gourmet teas, crackers, scones, and preserves) or a chocolate lover’s dream (various bars of chocolate, and chocolate-dipped items, like pretzels, espresso beans, and dried fruit).

10. Take your mom out for a Mother’s Day picnic. Prepare salads and sandwiches, and pick a lovely setting where you can enjoy the fresh air and spring flowers. It’s a wonderful way to spend quality time with your mom, free of the usual distractions.

11. Instead of a buying a bouquet, include a packet of seeds in her Mother’s Day card and help her plant them in her garden.

12. Give your mom something homemade. If you’re a knitter, make her a scarf; if you’re a beader, make her a necklace; if you’re an artist, paint her a picture; if you’re a musician, write her a song. She’ll treasure such a gift much more than something bought in a store.

13. Give your mom something small but decadent, that she wouldn’t splurge on herself—like an artisan soap, a scented lotion, or fresh pastries from the local bakery.

14. Take your mom out for a free, or low-cost, cultural experience: like an outdoor concert, art exhibition, or community theater production.

The $100-A-Week Challenge

blogimage-benjamin-crop2Can you get through the week on a single Benjamin? Join the Frugillionaire $100-A-Week Challenge, and give it a try!

If China’s frugal can live on 100 yuan a week (about $14 US dollars), this should be a piece of cake.

Let’s lay out some ground rules.

The $100 must cover all discretionary spending for the entire week. What’s included: gas, groceries, entertainment and dining out; and all miscellaneous purchases like books, clothes, toiletries, electronics, coffee, snacks, etc. (basically anything you can buy in a store or on the internet).

What’s excluded: fixed or monthly costs like mortgage, rent, utilities and insurance.

The fuzzy area: cable, internet and cell phone bills. I advocate including these in the $100 limit, as they’re discretionary by nature. However, if your three-figure cable bill would otherwise deter you from attempting the challenge, exclude it for now. (Perhaps this exercise in frugality will inspire you to cut the cable, or downgrade your cell phone or internet plan!)

All expenditures must be counted in the week they’re made (even if you use a credit card). In other words, if you charge an $80 sweater, the entire $80 counts towards that week (it cannot be split into weekly or monthly payments). That means you’d only have $20 left over for food, fuel and other necessities–so you’ll have to think long and hard over each potential purchase!

Most importantly, don’t stop after one week—try to keep the $100-A-Week Challenge going as long as you can. Do you think you can make it a month? Two months? Maybe an entire year?

Remember, nobody’s perfect, so don’t get discouraged if a weak moment or unexpected expense makes you fall off the wagon. Just get right back on with renewed motivation for the following week!

Ready to join? Post a comment and let me know you’re in—and please return with updates on your progress! I’d love to hear about your experiences, your successes (and failures), and the techniques you’ve devised to stay under the limit.

And by all means, spread the word: tell friends, family, your neighbors and colleagues at work. The more people on board, the richer we’ll all become!

Tighten Your Wallet with Twenty Questions

blogimage-questionmarksAll too often, we let money slip through our fingers without a moment’s thought—and then wonder where our paychecks have gone!

Impulse purchases may seem harmless…but over time, they’ll leave you with an empty bank account and a houseful of clutter.

The next time you’re tempted to whip out your wallet, play Twenty Questions before buying the item in question:

1. Why are you buying this particular item?

2. Does it make you feel sexy/cool/rich/hip?

3. Did you see it on TV?

4. Does your sister/best friend/next door neighbor have one?

5. Was it endorsed by a celebrity/talk show host/professional athlete?

6. Is it the latest trend?

7. Will it make you feel happy (and why)?

8. Will it improve or change your life in some way?

9. Would life go on as usual without it?

10. How often will you use it?

11. Will you forget about it after you bring it home and tuck it away?

12. Are you buying it “just in case” you need it someday?

13. How many hours will you have to work to pay for it?

14. Is it really worth all that effort?

15. Will you need to spend additional money to maintain it, clean it or insure it?

16. Will you have to buy additional accessories and/or parts for it?

17. Is it a waste of the earth’s resources?

18. Is it possible you might regret buying it?

19. Could you resell it when/if you tire of it?

20. If you walk away without buying it, will you even remember its existence in a few hours?

Asking such questions will help you become more mindful of your money. When you consider “why” before you buy, you’ll increase your awareness—and decrease the amount—of your spending.

Swap Till You Drop

blogimage-swaptreeWe all have plenty of extra stuff around the house—books we’ve read, clothes that don’t fit, video games we’re tired of, DVDs we won’t watch again. Why not swap some of those castoffs for something new? Instead of paying cash for that latest bestseller (or trendy pair of jeans), go online and make a trade!

Here’s ten of the hottest swapping sites on the web:

1. SwapTree – books, CDs, DVDs and video games

2. PaperBackSwap – paperbacks, hardbacks, textbooks and audio books

3. SwapStyle – clothes, accessories, cosmetics and shoes

4. BigWardrobe – clothes, shoes and accessories

5. SwapThing – music, collectibles, electronics and more

6. SwapaCD – CDs

7. SwapaDVD – DVDs

8. Zwaggle – children’s toys, clothing and other gear

9. Toyswap – toys

10. Rehash – clothes, accessories and books

They provide a great opportunity to clear out your clutter, and do some “shopping,” without spending a dime!

Recession Silver Lining: Large Retailers Offering Trade-In Programs

blogimage-amazontradeinOn the retail front, the recession has produced a wonderful new option for frugillionaires: trade-in programs.

Amazon.com currently accepts trade-ins of video games and movies (DVD, Blu-ray and HD DVD). As long as your items are in good condition, and your shipment has a value of at least $10, you can ship them off to the mega-retailer and receive a gift card in exchange. There are no fees for this service, and if you print a pre-paid label from their website, the shipping is free of charge!

The Trade-In Store is currently in beta, but features over 11,000 DVD titles. Kudos to Amazon for branching into this market; here’s hoping they expand the program to encompass other goods (like books, please!) in the future.

Best Buy has also jumped on the bandwagon, and is offering gift cards in exchange for movies, video games and gently-used electronics like iPods, digital cameras, computers, mobile phones and more. Visit the Best Buy Trade-In Center for details.